Skip to main content

On Thursday 13 February, we made changes to selected products.

We wanted to let you know that we made changes to the following products on Thursday 13 February.

Purchase

  • 90% & 95% LTV Fix and Switch rates have been reduced by up to 0.07%, starting from 5.32%.
  • 90% LTV 2 & 5 year fixed rates have been reduced by up to 0.07%, starting from 4.88%.
  • 95% LTV 2 & 5 year fixed rates have been reduced by up to 0.07%, starting from 5.24%.
  • 90% LTV Own New rates have been reduced by up to 0.06%, starting from 2.40%.

BTL

  • Fix and Switch rates have been reduced by up to 0.10%, starting from 5.10%.
  • Selected 2 & 5 year fixed rates with 1% fee have been reduced by up to 0.10%, starting from 4.39%.
  • 2 Year fixed rates with £995 fee have been reduced by up to 0.10%, starting from 4.79%.
  • 75% LTV 2 Year Fixed Rate fee-saver has been reduced by 0.05%, to 5.23%.

Product Transfer

  • Selected 65% LTV 2 & 3 year fixed rates have been reduced by up to 0.06%, starting from 4.26%.
  • 65% LTV 5 year fixed rates have been reduced by up to 0.10%, starting from 4.19%.
  • Selected BTL 2 & 3 year fixed rates have been reduced by up to 0.10%, starting from 4.30%.

The end dates have moved to 1 May of the relevant year.

We also withdrew the following products:

Exclusive BTL

  • 60% LTV Fix and Switch with £495 fee.
  • 75% LTV Fix and Switch with £495 fee.

You can find our current rates in our Product Guide.

This site is just for mortgage brokers. Not a broker? Head to virginmoney.com.